RETIREMENT
Preparing for retirement
Whether you are thinking about pension and retirement plans for the first time, or reviewing your current arrangements, we can help you assess your situation and make recommendations to ensure you get the best possible outcome for your needs.
You may be looking for the highest level of income, or you may wish to consider other factors such as your tax position, death benefits and guarantees, risk of inflation or inheritance tax planning.
Experienced to offer advice that's right for you
Our Practitioner Directors have collectively over 40 years experience of financial services and hold the specialist qualifications to offer advice on pensions, retirement planning and inheritance tax issues.
We are highly qualified and fully approved by the stringent regulatory bodies in the industry. You can always count on us to provide you with the most up to date information that's just right for your situation.
Making the right choices
The choices you make at retirement are critical as typically you can't change your plans at a later stage.
To help you make the right decisions for your situation, we will:
- Meet with you to gather detailed information about your current circumstances, assets, liabilities and life goals
- Conduct an assessment on your attitude to risk
- Explain all the retirement products that are available to you and all the options you could consider for your circumstances
- With your agreement, we will obtain information directly from existing policy/investment providers to establish the full details of all the contracts you hold
- Check to see if you are entitled to any Guaranteed Annuity Rates or a Guaranteed Minimum Pension
- Offer independent advice to help you select the right products for your situation, goals and attitude to risk
- Construct a portfolio of investments with a good geographic spread an asset allocation to reflect your needs and attitude to risk
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